RISK AWARE INVESTMENT GUIDE FOR EVERYONE

  This session is all about financial data management in the context of BI prescriptive analytics [75]. This is where the market research starts. By evaluating aforementioned financial metrics and ratios (FMR) of past and current stock data, your objective is to  measure and compare operational performance against their counter-parties, industry benchmarks, and peers.  The financial statement of a company can also be compared to that of one or more other companies within the same industry. This breaks down into the following steps to follow : 1.  Let’s evaluate companies based upon the business/financial risk analysis and comparison of SEC registered and publicly disclosed “buy, hold, and sell” credit ratings for financial markets provided by big three and smaller credit agencies (S&P, Moody’s, Fitch, Duff &Phelps, DBRS, Kroll Bond, etc.); rating agencies help investors  decide where to invest their money and whether the risk involved in buying a debt se...

  The previous Section addressed the scientific aspect of financial fundamentals in a quantitative way that is easy to follow. This aspect of finance is a solid place to start and should not be ignored. In addition, you can read books, articles, blogs or take an in-depth investment course that deals with advanced financial ideas beyond the scope of this guide (see Resources). Once you know what works in the market, let’s come up with a simple portfolio plan implemented as a roadmap and checklist that work for you. Warren Buffett once said that “An idiot with a plan can beat a genius without a plan”, and so the ultimate goal of this guide is to outline a sequence of key steps to get ready to invest by developing a financially attractive and risk aware investment plan. This leads to the following 1-week sequence of steps: Day 1: Preparation Phase ( Workspace Setup) This is about selecting the appropriate investment platform and exploring investor online databases, stock APIs and rela...

  Many investors today realize the power of Business Intelligence (BI) analytics. According to the most recent BARC survey, such as Data, BI & Analytics Trends Monitor (09/2021), BI analytics was highlighted by 60% of respondents and has also been among the top trends over the recent years; 47% of respondents confirmed that the establishment of a data-driven culture is having a significant impact on their investments. The present guide is aimed to design data-rich BI applications that convert market data and financial KPI’s from myriad financial sources (annual report, balance sheet, income or cash flow statement, etc.) into meaningful information for investment decision-making. Specifically, the focus is on open-source BI investment solutions as a low-cost alternative to major BI vendors such IBM, Oracle [14], and MS Power BI. These solutions compare baseline metrics against current ones (to target difference in both relative and absolute terms), identify credible trends and e...